Personal Financial Planning


Creating Financial Freedom!

Building and preserving your personal wealth requires specialized attention. You get one-on-one guidance and  a comprehensive financial plan that helps manage risk, improve performance, and ensure the growth and longevity of  your wealth.

We help you...

  • Save enough for a comfortable retirement by identifying your  retirement needs, analyzing your assets and sources of retirement income, reviewing estimated shortfalls, and  identifying the best ways to save for retirement given your financial situation and risk  tolerance.
  • Pay for your child's college education by accurately estimating the amount of  money you'll need, analyzing your assets, reviewing estimated shortfalls and considering general alternatives and  strategies to help address these potential shortfalls, and developing an optimal savings plan given your financial  situation and risk tolerance.
  • Protect your family in case of you become disabled by ensuring you have enough  money in your emergency fund and analyzing your life, disability, health, home, and auto insurance coverage. We also  review your will and various powers of attorney designed to take care of your affairs in the event you are  incapacitated and can't manage them yourself.
  • Achieve your investment goals by identifying the steps needed to maximize your  investment returns as well as the steps needed to help minimize your risk while building increased predictability of  your investment returns.
  • Leave a legacy for your heirs by maximizing the value of your estate by saving tax  dollars, professional fees, and court costs. As well as minimizing the costs of probate, creditors, lawyers, and  estate taxes, which can negatively impact the value of your estate. We also help you stay in control of your affairs  by providing a road map for passing your estate on to your heirs.

A financial plan's true value comes with its implementation.